Credit Analyst
About this role
Overview Models approve a borrower that any underwriter would flag: cash-flow coverage computed off the wrong line, covenants that don't bite, a rating that ignores where we are in the cycle. Someone has to find the default risk hiding in a clean-looking spread, and that someone is you. As a Credit Analyst you'll evaluate AI-built underwriting and credit analysis, check the coverage and the risk, and write the judgments that teach models how lending decisions are really made. What you’ll actually do - Underwrite AI credit analysis: cash-flow coverage, leverage, and the ability to actually service the debt. - Test the risk assessment: covenants, collateral, and the downside the model rated away. - Write the credit decision when the model falls short, with the reasoning a credit committee expects. Roles this fits Common backgrounds: Credit Analyst, Underwriter, Credit Risk Manager. What we look for - Experience in credit analysis, underwriting, or credit risk. - Fluency reading financial statements and structuring or assessing debt. - Clear written English: your explanations are the training signal. - No degree required. We care about what you can do, not where you learned it. How it works Apply Qualify Work & get paid Compensation Up to $125+/hr depending on task difficulty and specialization. Many contributors add $100k–$200k a year; some make it their full-time income. About DataAnnotation DataAnnotation is where 1M+ experts train the world’s leading AI models. Hundreds of millions paid to contributors to date, and the average contributor stays 5+ years. Flexible, remote, and always project-available.
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